Annual Travel Insurance Sport for sporting vacations

Main guarantees and exclusions

The complete and detailed cover is in the general terms and conditions; the IPID summarises it.

Covered

All your trips covered during 1 year
Medical repatriation and early return
Unlimited reimbursement of medical expenses
Search & rescue costs covered up to € 15,000
Luggage and sport equipment insurance
Ski assistance (on and off the ski slopes)
Extension of stay in case of natural disasters

Not covered, or limited

Trips exceeding 3 months
Individuals not domiciled in Belgium
Medical cover limited to € 1,240 without health insurance
Pathological states known prior to travel

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Our annual travel assistance, extended with the NoGo cancellation insurance, protects your trip in case of any unforeseen events (sickness, accident, death, serious damage to your home, job loss...) and you benefit from complete travel assistance in case of illness or accident for an entire year.

The benefits in detail

Amounts, conditions and franchises, guarantee by guarantee.

Repatriation of the injured or sick person with an insured companion of their choice > Intervention may be limited in certain countries

Unlimited reimbursement of medical expenses abroad > Medical cover limited to €1,240 without a without health insurance.

Financial compensation for the unused travel days > Up to €2,500 per insured person per trip and a maximum of €12,500 for all insured persons together.

Search and rescue costs > Up to €15,000.

If necessary, a Redion doctor will be sent to your location. > If our medical team determines that this is necessary based on your health condition.

Coverage of insured persons travelling with you > Only if your repatriation prevents them from continuing their journey by the means originally planned.

Coverage of luggage, sports equipment and personal effects in case of theft, damage by third parties and/or accident, and loss by a transport company > Up to €1,250 per insured person per trip and a maximum of €3,750 per trip in total.

Reimbursement of rental costs following damage to skis or snowboards > Up to €250 per person per trip.

Reimbursement of early return travel costs in the event of hospitalization/death of a relative in Belgium > Only if the hospitalisation lasts more than 5 days (or 48 hours in the case of your child) and the seriousness of the patient's condition justifies your presence at their bedside.

Reimbursement of hotel nights in the event of a forced extension of stay for medical reasons > Up to €500 per person and per event.

Assistance in the event of death > Lump-sum amount for coffin expenses (up to €1,500).

Sending glasses, prostheses and medicines directly to your place of stay > Only if the equivalent cannot be found locally, if it is essential and prescribed by a practitioner.

Coverage of trip cancellation and modification fees > Up to €2,500 per insured person per trip and a maximum of €20,000 per year for all insured persons together.

€75 bonus in case of modification of the dates of stay > Only if you choose to modify your stay rather than cancel it.

Health problem: you or a relative is a victim of illness including pre-existing illness, accident, death, pregnancy complications or emergency organ transplant. > Only trips worth at least €150 and lasting at least 3 nights for stays in Belgium are covered.

Events that disrupt your daily life: redundancy, withdrawal of your holiday by your employer due to the medical incapacity of your replacement, a new employment contract, a second session, homejacking, major damage to your home or vehicle, divorce or de facto separation, delayed boarding due to a breakdown or accident. > Only trips worth at least €150 and lasting at least 3 nights for stays in Belgium are covered.

Other reasons: visa denied, inability to administer a necessary vaccine, appointment as a juror, summons for the adoption of a child (to consult the complete list of cancellation reasons and exclusions, see the terms and conditions). > Only trips worth at least €150 and lasting at least 3 nights for stays in Belgium are covered.

Your private trip or stay from €150, either abroad regardless of the duration or in Belgium from 3 nights. > Coverage only applies to trips beginning not earlier than 30 days after the contract is subscribed.

All booking methods: booking a ticket online, booking accommodation through an agency, booking a car by phone, etc. > Only costs invoiced to the insured prior to departure are taken into account.

All transportation tickets: plane, car, train, boat, ... > Only costs invoiced to the insured prior to departure are taken into account.

All accommodation types: hotels, rentals, vacation homes. > Only costs invoiced to the insured prior to departure are taken into account.

Breakdown and towing services for your car in Europe and Belgium > Compensation of up to €250 if you have been assisted without one of our repair technicians being dispatched.

Intervention in case of breakdown, accident, theft, battery failure, fuel error and flat tire > No intervention in the event of repeated breakdowns caused by failure to repair the vehicle.

Cover of accommodation and transportation costs during repairs > Up to €400 for the driver + €100 per passenger.

If your vehicle is immobilised in Belgium, we can provide you with a replacement vehicle. > Replacement vehicle provided for up to 5 days in Belgium.

Breakdown and towing services for your car in Europe and Belgium > Compensation of up to €250 if you have been assisted without one of our repair technicians being dispatched.

Intervention in case of breakdown, accident, theft, battery failure, fuel error and flat tire > No intervention in the event of repeated breakdowns caused by failure to repair the vehicle.

Cover of accommodation and transportation costs during repairs > Up to €800 for the driver + €150 per passenger.

If your vehicle is immobilised in Belgium, we can provide you with a replacement vehicle. > Replacement vehicle provided for up to 5 days in Belgium.

Pre-contractual information

The IPID product sheet contains a summary of the main guarantees. For a complete and detailed overview, please refer to the general terms and conditions. Before subscribing, please read the general conditions and IPID documents. For all your questions, you can also contact our customer service department by phone at +32 (0)2 541 91 91. Redion Insurance is a contract governed by Belgian law. Any decision to take out insurance must be based on a thorough examination of the information sheet and general conditions.

Product sheet IPID General conditions Precontractual information