Silver with medical expenses PLUS

Main guarantees and exclusions

The complete and detailed cover is in the general terms and conditions; the IPID summarises it.

Covered

All your trips covered during 1 year
Medical repatriation and early return
Reimbursement medical costs up to 1,000,000 €
Search & rescue costs covered up to €5,000
Compensation for trip interruption up to €12,500

Not covered, or limited

Trips exceeding 3 months
Individuals not domiciled in European Community
Interventions for sickness known prior to travel

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Together with Redion, Afiliatys has developed two support products specially designed for European Officials and Agents

The benefits in detail

Amounts, conditions and franchises, guarantee by guarantee.

Contract valid for 1 year for any uninterrupted stay from 1 day to 3 consecutive months
Persons included in the contract, domiciled and residing in the countries of the European Community are covered
The following countries are excluded from the assistance to persons and vehicles: Afghanistan, Antarctica, Bouvet, Christmas, Cocos, Falkland Islands, Heard and MacDonald, Minors, Solomon Islands, Kiribati, Marshall Islands, Micronesia, Nauru, Niue, Palau, Pitcairn, Western Sahara, St. Helena, Samoa, Somalia, French Southern Territories, East Timor, Tokelau, Tonga, Tuvalu, Wallis and Fortuna. British Indian Ocean Territory, South Georgia & S. Sandwich, US Minor Outlying Islands, Vanuatu.
Countries or regions in a state of civil or foreign war and those where security is disturbed by riots, popular movements, strikes or other fortuitous events preventing the execution of the contract.

Repatriation of the injured or ill person with an insured travel companion of their choice
Medical expenses abroad paid up to €10,000 or €1,000,000 (depending on the chosen product)
Search and rescue costs on the continent (also on the ski slopes ...)

We organize and pay for the return of other insured individuals to their homes
We organize the return of pets (dogs, cats) accompanying you

If one of your relatives in your country of residence has to be hospitalized or dies, we organize and pay for your early return.
Payment for the transportation of a relative, residing in a country of the European Community, to come to you if you are hospitalized abroad for a duration of more than 5 days.

Payent for your return if your home in Belgium or in one of the countries of the European Community is seriously damaged while you are abroad

Sending basic necessities in case of loss or theft of luggage
Money quickly made available for assistance abroad
Sending glasses and essential medication that you cannot find abroad
Assistance in the event of legal proceedings abroad
Assistance in case of loss or theft of travel documents and tickets outside the country of residence

We can help you organize the practical details of your trip by informing you about visas, mandatory vaccinations, climate, means of transportation, health precautions...
Our blog is updated daily with this type of information.

Reimbursement of unused holidays in case of interruption of the trip due to certain covered events (early return due to illness for example)
The guarantee can never exceed the insured amount, with a maximum of €2,500 per insured person per trip and a maximum of €12,500 for all insured individuals

€2,500 per person per trip and up to €12,500 per subscription year for all insured individuals to cover the costs of cancellation, modification and compensation in case of interruption of the trip
€75 bonus in case of modification of the dates of stay

Health problem: you or a relative is a victim of illness including pre-existing illness, accident, death, pregnancy complications or emergency organ transplant. > Only trips worth at least €150 and lasting at least 3 nights for stays in Belgium are covered.

Events that disrupt your daily life: redundancy, withdrawal of your holiday by your employer due to the medical incapacity of your replacement, a new employment contract, a second session, homejacking, major damage to your home or vehicle, divorce or de facto separation, delayed boarding due to a breakdown or accident. > Only trips worth at least €150 and lasting at least 3 nights for stays in Belgium are covered.

Other reasons: visa denied, inability to administer a necessary vaccine, appointment as a juror, summons for the adoption of a child (to consult the complete list of cancellation reasons and exclusions, see the terms and conditions). > Only trips worth at least €150 and lasting at least 3 nights for stays in Belgium are covered.

Your private trip or stay from €150, from 4 nights
All booking methods:
- booking a ticket via the internet
- booking accommodation through an agency
- car reservation by phone...
All tickets: plane, car, train, boat, ...
All accommodation types: hotels, rentals, vacation homes

Pre-contractual information

The IPID product sheet contains a summary of the main guarantees. For a complete and detailed overview, please refer to the general terms and conditions. Before subscribing, please read the general conditions and IPID documents. For all your questions, you can also contact our customer service department by phone at +32 (0)2 541 91 91. Redion Insurance is a contract governed by Belgian law. Any decision to take out insurance must be based on a thorough examination of the information sheet and general conditions.

Product sheet IPID General conditions Precontractual information